When most people think of September, it’s all about back-to-school vibes and long holiday weekends. But here in Key West, September hits a little differently. As the island slows down for the off-season, local businesses shift gears — offering heartfelt appreciation to the locals who keep this community shining all year long. From special discounts and locals-only perks to quiet moments in our favorite spots, this month is all about local love . September 1 Just a Few Friends Key West Brewfest Trivia Night at the Key West Cooking School Pencil Thin Mustache Contest Walking Tour Tin Cup Sailing Adventure September 2 Industry Night at Tiki House! Storytime September 3 Womenfest Key West KWBG September Luncheon - Womenfest Edition September 4 Truman Waterfront Farmers Market - Every Thursday Womenfest Key West Master the Perfect Margarita for Halfway to National Margarita Day September 5 Womenfest Key West Marjory Lee & The Misspellings: 90s Female Alt- Rock Concert September 6 Womenfest Key West A Very Key West Car Wash Psychic Saturday September 7 Womenfest Key West Corn Full Moon Ride All Candidate Drag Queen Bingo with QMitch Drag Brunch Reggae, Reduce, Reuse! A Zero Waste Sewing Geiger Key Marina - Sunday Funday - Mangrove Clean - Up September 9 Royal Aqua Idol - Week 1 September 11 Truman Waterfront Farmers Market - Every Thursday What's Brewing?: Monthly Coffee Talk September 12 Good Trees River Band and The Green Parrot September 13 Swim for Alligator Lighthouse September 14 Cliff Cody For Texas September 17 10th Annual Spayghetti & No Balls Dinner September 18 Truman Waterfront Farmers Market - Every Thursday September 19 31st Annual Tradesman Appreciation Day Seacamp 60th Reunion Turner & Rochi Harrison September 20 Seacamp 60th Reunion 2025 KWPD Love Fund Annual Ball September 21 Seacamp 60th Reunion September 25 Truman Waterfront Farmers Market - Every Thursday 36th Annual "Showcase of Key West Businesses" Tradeshow 6th Annual Keys Island Runners Frankie Gutierrez Memorial Poker Run September 26 Take Stock in Children Backcountry Challenge Conch Scramble Charity Golf Tournament 6th Annual Keys Island Runners Frankie Gutierrez Memorial Poker Run September 27 Take Stock in Children Backcountry Challenge Conch Scramble Charity Golf Tournament 6th Annual Keys Island Runners Frankie Gutierrez Memorial Poker Run September 28 Puddles Pity Party Take Stock in Children Backcountry Challenge

What is Hometown Heroes? The Florida Hometown Heroes Housing Program helps first-time, income-qualified homebuyers in community-focused jobs afford a primary residence near their workplace. It offers below-market interest rates, reduced fees, and no origination or discount points on FHA, VA, RD, Fannie Mae, or Freddie Mac loans. Eligible full-time workers employed by Florida-based employers may also receive up to 5% of the loan amount (max $35,000) for down payment and closing costs through a 0% interest, 30-year deferred second mortgage. This assistance must be repaid if the home is sold, refinanced, or no longer used as a primary residence. Because Local Love Matters At the end of the day, it's the people who define a place. One of the best parts of our job as a real estate agent is helping great people put roots down in The Florida Keys community. Right now there is a variety of downpayment assistance programs for qualified borrowers and many of them are stackable meaning you can qualify AND use multiple programs for the same purchase. Timing Homeownership typically doesn't happen overnight. There is much planning and number crunching involved to be sure that we are able to match our buyers with their perfect home. Sometimes that takes 6 days, sometimes 6 months, and sometimes 6 years! But at ShineGroup we are in it for the long haul, we are a relationship based real estate team that aims to make the path to homeownership easy and attainable. If you're ready to embark on your homeownership journey click the link below to book your buyer consultation and let's get the party started! https://calendly.com/krystalthomaskw/buyer-consultation If you would like to hear from others who have been helped by our Hometown Heroes Program, please Click Here! Check out the HTH website: Hometown Heroes Program

Key West is basking in typical summer weather—hot, humid, and prone to afternoon thunderstorms. But with the Atlantic hurricane season in full swing (June 1–November 30), now is the time to plan and protect. Let’s break down what you need to know to stay safe this August. 🔍 2025 Hurricane Season Outlook Above-normal activity expected: NOAA forecasts 13–19 named storms, 6–10 hurricanes, and 3–5 major hurricanes  High risk for Gulf and Florida panhandle: The Gulf region—including the Keys—faces a heightened threat, especially between mid‑August and mid‑October  Potential "hot windows": Meteorologists flag early August (Aug 3–9) and late August (Aug 29–31) as peak periods for storm development. 🌍 Why Key West Needs to Stay Alert Monroe County is the most hurricane-prone county in the U.S. due to its geography  Storm surge is the top hazard—“Hide from the wind, run from the water.”  Even weaker storms can bring major effects: flash floods, power outages, and property damage. ✅ Essential Prep Steps for August Build your hurricane kit: 1 gal water/day per person, 7-day supplies of non‑perishable food Flashlights, batteries, portable NOAA radio Medications, first-aid, hygiene items, and pet essentials  Plan evacuation routes: Understand Monroe County’s evacuation zones and timelines; full evacuation can take 12–24 hours Fortify your property: Install hurricane shutters or impact-resistant windows Secure outdoor items and trim vegetation  Stay informed: Monitor NOAA, National Hurricane Center, and local Monroe County updates Monroe County Tourist Council and Key West NWS offer real-time advisories  Protect against storm surge: Key West sits just a few feet above sea level—surge can flood the island quickly  Follow timely evacuation orders—don’t wait. 📅 August-Specific Tips With climatological peaks expected late in the month, consider these extra precautions: Review your kit now. Don’t wait until the last minute. Top off fuel in vehicles and generators. Monitor weather updates closely between Aug 1–10 and Aug 25–31. Get familiar with communication channels—child-friendly, pet alerts (like Pet Disaster Alert) are available 🏘️ Community Reminder Monroe County has invested in stronger infrastructure—a new emergency operations center and desalination plant. But preparedness starts at home. August marks the heart of hurricane season in Key West. With NOAA’s active forecast and historical patterns showing peak activity, now is your moment to prepare. Whether you're a lifelong Keys resident or a summer visitor, taking early action could make all the difference. Be ready, stay safe, and enjoy the island responsibly. Your future self will thank you.

As we head into August, the Key West real estate market is showing clear signs of transition. Recent trends from June give us valuable clues about where things are headed this late summer. If you’re buying, selling, or simply watching the market, here’s what you can expect for each of our major zip codes in the coming weeks: 📍 33040: Key West, Stock Island & Lower Keys June data showed the average sale price slipping to ~$1.18M (down 16% YOY) and median sale price at ~$838K, with properties taking an average of 90 days to sell, over 30% longer than last year. ✅ August Prediction: Expect continued buyer leverage. Inventory is moving (absorption rate 10.9 remains healthy), but with sellers adjusting pricing. Buyers this August can negotiate harder, especially for homes lingering on the market. Sellers should consider sharper pricing or offering concessions to stand out. 📍 33042: Sugarloaf to Little Torch Key June’s numbers showed strong absorption (11.5), but average sale prices were down ~30% year-over-year to ~$1.58M. Median sale price ticked up slightly to ~$1.12M, indicating mid-range homes are still in demand. ✅ August Prediction: We expect stable demand for well-priced mid-market listings, while overpriced luxury homes may sit longer or see price cuts. Buyers can look for deals in the higher ranges as sellers respond to slower movement there. Inventory is solid, offering choice and negotiating room. 📍 33043: Big Pine Key June was the standout performer. Average sale price jumped 31% YOY to ~$985K, with median sale price up 50% to ~$935K. Days on market fell sharply, showing fast turnover. ✅ August Prediction: Expect continued strength and competition in this zip code. Demand remains high for $900K–$1M listings, with inventory moving quickly. Sellers can stay firm on pricing if properties show well. Buyers should act decisively here to avoid bidding wars. 🌴 Key West Overall: What to Expect in August High absorption rates across all three zip codes mean properties are still selling, but price sensitivity is up. 33040 and 33042 will see more negotiation and price trimming as sellers compete. 33043 is likely to hold value and move quickly, especially for well-prepared listings. Interest rates and seasonal slowdowns could keep some buyers cautious, adding opportunities for those ready to act. Key West’s real estate market remains vibrant but nuanced. For buyers, August brings real chances to negotiate in some areas while moving quickly in hot spots. For sellers, success will mean smart pricing, staging, and marketing to stand out. Ready to talk strategy for your move? Let’s connect and make the most of this unique Key West market!

Slow Down, Soak Up: August Magic in The Keys ShineGroup Agent Kullen Carlock with his pups! August in the Florida Keys is all about long, lazy afternoons, tropical breezes, and soaking up that laid-back island magic. Whether you’re paddling at sunrise, cruising to your favorite happy hour, or relaxing in the shade with your pup, there’s something special waiting for you here. Stay tuned as we share this month’s can’t-miss events and local happenings to make your Key West summer unforgettable! August 7 2 8th A annual Lobsterfest Key West Farmers Market August 8 28th A annual Lobsterfest August 9 28th A annual Lobsterfest Keywest Lobster Best August 10 28th A annual Lobsterfest Sheriff’s Animal Farm Open House August 11 K ey West Rum Festival August 12 K ey West Rum Festival August 13 K ey West Rum Festival Key West Tropical Heat Rum Fest Key West Tropical Heat Key West Festival August 14 K ey West Rum Festival Key West Tropical Heat Rum Fest Key West Rum Fest Key West: Cliff Cody, Sharese & the Rum Cake Competition August 15 K ey West Rum Festival Key West Tropical Heat Rum Fest Key West August 16 K ey West Rum Festival Key West Tropical Heat Rum Fest Key West August 16th Bathysphere Anniversary Tours August 17 K ey West Rum Festival Key West Tropical Heat Rum Fest Key West Key Largo Triathlon August 19 Green Drinks Event August 20 Free Immerse Yourself! Evolution of Modern Diving Equipment August 21 Truman Waterfront Farmers Market – Every Thursday Morada Way Third Thursday Art Walk Walk on White Third Thursday Art Walk August 24 Sheriff’s Animal Farm Open House August 28 Key West Farmers Marke t Key West BrewFest August 29 Cheeseburger Beach Battle & Tribute Concert Special Event Just a Few Friends Key West August 30 P arrots & Margaritas 5K Brewfest Special Event August 31 6th Annual BBQ Rib Battle Special Event Just a Few Friends, Key West Special Event BBQ Rib Battle

Every summer, a buzz sweeps across the Florida Keys that’s unlike anything else—boats get prepped, dive gear gets checked, and lobster lovers start counting down. It's time for Mini Lobster Season, one of the most anticipated events of the year in Key West! Whether you’re a seasoned diver or just love the Keys for its island culture and seafood, here’s everything you need to know about this unique local tradition. 🦞 What Is Mini Lobster Season? Mini Lobster Season is a two-day “preview” of the regular lobster season, giving recreational divers and snorkelers a head start on catching Florida spiny lobster before commercial harvesting begins. It usually falls on the last consecutive Wednesday and Thursday of July, bringing thousands of lobster fans to the Keys for a short but action-packed celebration of fun, food, and ocean adventure. 📅 2025 Dates to Know Mini Season 2025:📍Wednesday, July 30 and Thursday, July 31 Pro tip: Get your gear and game plan ready early—accommodations, charters, and boat rentals fill up fast! 🐟 How It Works The goal is simple: catch your limit of lobster, legally and safely. But there are rules to follow! Here’s what you’ll need: A valid Florida Saltwater Fishing License A Lobster Permit (add-on to your license) Proper lobster measuring device (carapace must be over 3 inches!) No spears allowed—lobsters must be caught by hand or net Follow daily bag limits (6 per person in Monroe County) The Florida Fish and Wildlife Conservation Commission (FWC) also patrols heavily, so staying informed and respectful of regulations is key. 🚤 Why It’s a Big Deal in Key West Mini Season isn’t just about lobster—it's a cultural event in Key West. Picture this: Boats lined up at the docks before sunrise Local markets and restaurants showcase lobster specials Families make it an annual summer tradition Tourists and locals swapping stories over butter-drenched tails and cold drinks It’s part sport, part celebration, and 100% island energy. 🏡 Real Estate Note: A Prime Time to Be in the Keys Believe it or not, Mini Lobster Season is also a hot time for real estate. Vacation rentals are booming, short-term investors take notice, and second-home shoppers love experiencing the Keys in full swing. If you’re thinking of owning a piece of paradise, this week offers a unique way to see the community, culture, and coastline all at once. 🧡 Local Tips for First-Timers Book early: Hotels and charters fill up quickly—plan months in advance. Go with a guide: If you're new to diving or lobstering, hire a licensed local to lead your trip. Respect the reefs: Practice responsible harvesting to keep marine life healthy for years to come. Stay safe: Watch for boating traffic, wear dive flags, and stay hydrated. Don’t Miss the Catch of the Season Mini Lobster Season is more than just a fishing event—it’s a snapshot of what makes the Florida Keys so unforgettable. It blends tradition, tropical beauty, and the thrill of the hunt into two unforgettable days on (and under) the water. Whether you're catching lobster or catching vibes, there's no better time to experience the spirit of Key West. Thinking of visiting or investing during Mini Season? Let’s connect—I’d love to help you find the perfect spot to stay, play, or stay forever.

Key West is famous for its turquoise waters, pastel sunsets, and endless vacation vibes—but summer in the Southernmost City has a few surprises up its sleeve. Whether you’re a first-time visitor, a curious local, or dreaming about owning a slice of island paradise, these five things about Key West summers may just shift your perspective. Let’s dive in 🌴 1. 🌞 It’s Not the Hottest Time of Year Surprise! While July and August sound like they’d be sweltering, the peak heat in Key West doesn’t hit the way it does on the mainland. Thanks to the island’s coastal breeze and surrounding waters, it often feels cooler here than inland Florida cities like Miami or Orlando. Average summer highs hover around 88°F—warm, yes, but not unbearable. And those afternoon showers? They cool everything down beautifully. 2. 🐠 It’s Prime Snorkeling and Diving Season The waters around Key West are calm, clear, and warm in the summer, making it one of the best times of year for snorkeling, diving, and reef adventures. With visibility often stretching 50–100 feet, this is your chance to explore the world-famous coral reefs, spot sea turtles, and swim with tropical fish. Pro tip: Book an early morning boat for the calmest conditions and least crowd. 3. 🏝️ Locals Call It the “Secret Season” While winter sees the biggest influx of tourists, summer in Key West is a quieter, more local vibe. Restaurants and bars are easier to get into, hotel rates dip, and the streets feel less crowded. It’s when locals reclaim the island—you’ll find them paddleboarding at Fort Zach, grabbing Cuban coffee downtown, and catching sunset from the quieter corners of the pier. 4. 🦞 Lobster Mini-Season Is a Big Deal Every July, Lobster Mini-Season takes over the island for two wild days of underwater treasure hunting. Divers and boaters head out at sunrise in search of Florida spiny lobster before the official season kicks off. It’s part sport, part celebration—and if you’re lucky, part dinner! Local restaurants often host lobster-themed menus, and the energy around town is unmatched. 5. 🏡 Summer Is a Sneaky-Good Time to Buy Real Estate Here’s one that might surprise you: summer is one of the best-kept secrets for real estate in Key West. While many buyers wait for the cooler months to house hunt, smart investors and savvy second-home seekers take advantage of reduced competition and motivated sellers. And since it’s easier to schedule showings and explore properties with less tourist traffic, you get a true feel for island life in its most authentic form. Summer in Key West Hits Different Whether you’re sailing at sunset, chasing lobster tails, or exploring your dream home, Key West summer is more than just heat—it’s heart. It’s a season full of salty breezes, hidden gems, and unexpected adventures. So if you haven’t experienced the island in July or August… maybe it’s time you did. Thinking about visiting—or making the move? Let’s connect. I’d love to help you explore Key West like a local and make the most of your island dreams.

As we step into July, the real estate market is buzzing with summer energy—and with it, a fresh wave of activity, opportunity, and change. Whether you're a buyer, seller, investor, or simply real estate-curious, understanding the current market vibes can help you navigate your next move with confidence. So, what’s in store this month? Let’s break it down. 🌞 Summer Momentum Is Heating Up Traditionally, July is one of the busiest months in real estate. Families are eager to settle in before the new school year, travelers fall in love with vacation destinations and start thinking second homes, and sellers want to capitalize on curb appeal while their properties shine in the sunshine. Key Vibe:  High energy and high demand—but also rising competition in some areas. 📈 Interest Rates: Still Driving Decisions Interest rates continue to be one of the biggest influencers in real estate decision-making. While rates have fluctuated slightly, many buyers are adapting to the “new normal” and moving forward with purchases—especially those who want to lock in before further increases. July Insight:  Watch for lender promotions, rate buydown programs, and more creative financing options to help buyers get off the fence. 🏠 Inventory: Slowly Improving, But Still Tight Housing inventory remains lower than pre-pandemic levels, but July is bringing a slight uptick in new listings in many markets. Sellers who were waiting for more favorable conditions are now feeling more confident to list, especially with continued strong home values. Seller Tip:  If you’re thinking of listing, July is your moment. With motivated buyers still active, pricing and presentation are everything. 💰 Home Prices: Holding Steady in Most Areas While some overheated markets are seeing a slight correction, many areas—especially in high-demand coastal or vacation regions—are holding firm. In fact, prices in these markets may continue to rise slowly through the summer due to limited inventory. Buyer Tip:  Don’t wait for a major drop. Instead, focus on negotiating smart and finding value in the right location. 🔍 Local Market Snapshot (Customize for Your Area) If you're in a market like Key West, FL (or your specific local market), expect: Strong interest in second homes and vacation rentals Continued demand for well-maintained properties near water A competitive landscape for single-family homes under $1M Keep an eye on local trends, and don’t hesitate to work with a knowledgeable agent who can help you read the signals correctly. 📊 July Market Vibes at a Glance Market Factor July Vibe Buyer Activity 🔥 Active & Opportunistic Seller Activity 📈 Rising Listings Inventory 📉 Still Low, Slowly Improving Prices 💵 Steady or Slightly Up Interest Rates 📊 Mixed Sentiment Investment Outlook 🌟 Positive for Vacation/Short-Term Rental Markets Stay Strategic, Stay Informed Whether you're planning to buy, sell, or invest, July brings plenty of opportunities—but also a need for smart strategy. The real estate market doesn’t sleep in the summer, and neither should your goals. Pro Tip:  Connect with a local expert (like yours truly 😉) who can help you interpret the market vibes and make the most of the current conditions. Here’s to sunny skies, smooth deals, and savvy decisions!

🎉 July in Key West Is Anything But  Quiet! Looking for sun, fun, and unforgettable memories this summer? Key West in July 2025 is packed with vibrant events, from fireworks over the water to music festivals, lobster feasts, and everything in between. Whether you’re a local looking for weekend plans or a visitor mapping out your vacation, something exciting is happening every  week on the island. From family-friendly fun to adults-only celebrations, this month brings a perfect mix of laid-back island vibes and electric energy, and you won’t want to miss a thing. 🌴 Craving sunshine, cocktails, and community spirit? 🎆 Ready for parades, parties, and one-of-a-kind Key West traditions? This blog is your ultimate guide to everything happening in Key West this July—so grab your calendar, mark your must-dos, and let’s make summer 2025 one for the books! 👇 Scroll down to explore all the events! July 2 Key Lime Festival Kick Off Special Event July 3 Key Lime Bike Tours Truman Waterfront Farmers Market – Every Thursday Studios of Key West: First Thursday Open House July 4 Rotary Club of Key West 4th of July 5K Run/Walk 4th of July Celebrations 4th of July Rooftop Fireworks Viewing Marathon’s 4th of July Celebration July 5 Matt's Stock Island Key Lime Brunch July 6 Matt's Stock Island Key Lime Brunch July 10 Truman Waterfront Farmers Market – Every Thursday July 11 41st annual Underwater Music Festival July 12 41st annual Underwater Music Festival July 13 Sheriff’s Animal Farm Open House July 16 Free Immerse Yourself! The Science of Submersibles July 17 Truman Waterfront Farmers Market – Every Thursday Morada Way Third Thursday Art Walk July 19 Women’s Dive Day Tours: History of Diving Museum July 23 Key West Marlin Tournament Hemingway Days July 24 Key West Marlin Tournament Hemingway Days Truman Waterfront Farmers Market – Every Thursday July 25 Key West Marlin Tournament Hemingway Days July 26 Key West Marlin Tournament Hemingway Days Hemingway 5k Sunset Run & Paddleboard Race July 27 Hemingway Days July 30 Lobster Mini-Sport Season July 31 Lobster Mini-Sport Season Reef Relief: Jerry Garcia Birthday Bash

Your Essential Guide to Making a Smart, Lifestyle-Focused Decision in the Florida Keys If you’ve ever found yourself wondering whether it’s better to keep renting in paradise or take the leap into homeownership in Key West, you’re not alone. With the rising cost of living, changing market conditions, and the unique nature of island life, making the right choice requires careful thought. In this blog, we’ll give you a side-by-side breakdown of renting vs. owning in Key West, including financial comparisons, lifestyle perks, tax advantages, and even hurricane preparedness. Whether you're a longtime renter or new to the area, ShineGroup is here to help you decide what’s right for you, now and in the future. 💰 1. Cost of Living: Monthly Rent vs. Mortgage 🔄 Renting ✅ Owning Monthly rent is fixed, but subject to annual increases by landlords Monthly mortgage builds equity, and can be stable with a fixed-rate loan Limited upfront costs (deposit, first/last month) Down payment and closing costs upfront, but long-term asset value No property taxes or maintenance expenses Responsible for taxes, insurance, and repairs, but with tax deductions available 📊 Did You Know? With high rent prices in Key West averaging $3,000–$4,000/month, your rent could be a mortgage payment on a starter home or condo.  2. Tax Benefits & Equity Building Owning a home comes with significant tax perks: Deduct mortgage interest and property taxes Build equity that can be leveraged later (for renovations, investments, or emergencies) Potential capital appreciation in a high-demand market 🏠 Renters, unfortun,tely miss out on these advantages — their monthly payments don’t go toward an asset they own or earn returns on.  3. Lifestyle & Freedom 🔄 Renting ✅ Owning Limited customization of space Full freedom to renovate, paint, landscape, and truly make it your own May face sudden lease terminations or rent hikes Stability and peace of mind, especially in a tight rental market Often, smaller spaces with shared amenities Choose the home that fits your lifestyle — from bungalows to waterfront estates 🎉 Lifestyle Perk: Owning a home in Key West often comes with outdoor space, privacy, and parking — all of which are hard to come by in rental properties. 4. Hurricane Preparedness & Insurance In the Florida Keys, hurricane season is a reality , and how you prepare can differ drastically between renters and owners: Renters may not control storm shutters or structural safety and must rely on landlord's response. Homeowners can invest in impact windows, elevation upgrades, and secure long-term protection, increasing both safety and property value. 💡 Bonus Tip:  ShineGroup helps clients understand insurance options and connect with local contractors for hurricane-proofing improvements. 🏝️ So… Should You Rent or Own in Key West? The answer depends on your goals, finances, and lifestyle — but here’s a simple guide: ✅ You may benefit from owning if... You plan to stay in Key West for 3+ years You want to build equity and stop paying rising rent You're ready to invest in your future and enjoy full control of your home 🔄 You may prefer renting if... You’re unsure about staying long-term You want minimal maintenance responsibilities You're still working toward a down payment or credit improvements 🌟 How ShineGroup Can Help You Decide Whether you're ready to become a first-time buyer or just exploring your options, ShineGroup offers personalized guidance to help you weigh the pros and cons. We'll break down real numbers, show you available homes within your budget, and connect you with trusted lenders and insurance providers. 📞 Ready to explore homeownership in the Florida Keys? Let ShineGroup help you take the next step, with local expertise and a passion for turning renters into proud homeowners.

Your Step-by-Step Guide to Recovery, Insurance, and Peace of Mind in the Florida Keys When a storm hits the Florida Keys, the aftermath can feel overwhelming — even if you’ve prepared in advance. From assessing damage and securing your property to filing an insurance claim and seeking help, it’s important to act quickly, but calmly. That’s why ShineGroup has created this bookmark-worthy blog: a practical, easy-to-follow guide for what to do after a storm, including how to file a claim, protect your property, and connect with trusted local resources. ✅ Step 1: Prioritize Safety First Wait until officials declare it safe to return to your area Avoid floodwaters — they may be contaminated or electrically charged Use caution around downed power lines, broken glass, or unstable structures Wear protective gear (boots, gloves, masks) when inspecting your home 🔦 Tip from ShineGroup: Keep a flashlight (not candles) handy for power outages to reduce fire risk. 📸 Step 2: Document the Damage Thoroughly Take clear, wide-angle photos and videos of all visible damage (interior and exterior) Don’t discard damaged items until documented Capture structural issues, water damage, roof impact, and detached fences or fixtures Include timestamps if possible 📋 What to document: Roof, siding, windows, doors, flooring Appliances, furniture, electronics Vehicles, boats, outdoor equipment Landscaping and fallen trees 📝 Step 3: Contact Your Insurance Company Call your insurance provider’s claims hotline (check your policy or app for details) Be ready with your policy number and a summary of damage Ask what emergency repairs you’re allowed to do immediately Request a claims adjuster appointment and track all communication 📎 ShineGroup Tip: Keep a physical copy of your policy and emergency contact numbers in a waterproof container before each hurricane season. 🔧 Step 4: Prevent Further Damage (Temporary Repairs) You’re allowed (and expected) to protect your home from worsening damage — just don’t make permanent repairs until your adjuster has visited. Cover broken windows and roof leaks with tarps or plywood Remove water-soaked carpets and drywall to prevent mold Keep all receipts and materials used for temporary fixes 🛠️ Local Help: Florida Keys Emergency Assistance: www.monroecounty-fl.gov Volunteer disaster clean-up: www.crisiscleanup.org 📤 Step 5: Submit Your Claim & Work with the Adjuster Provide documentation, receipts, and your damage list Walk the adjuster through the damage personally, if possible Ask for a written copy of the adjuster’s report Keep copies of all emails, letters, and paperwork 🗂️ Pro Tip: Create a digital and physical folder to stay organized throughout the claim process. 🔄 Step 6: Begin the Repair Process Choose licensed, insured local contractors (watch for scammers after major storms) Avoid paying 100% upfront for work — get contracts in writing Schedule work based on urgency: roofing, structural, water removal, then interior repairs 📞 Need trusted help? ShineGroup can connect you with reliable vendors we’ve worked with for years — from roofing and electrical to mold remediation. 💼 Bonus: FEMA & Local Disaster Assistance If you’re uninsured or underinsured, you may be eligible for FEMA disaster aid, including: Temporary housing Medical or repair grants Disaster unemployment assistance 📍 Visit: www.disasterassistance.gov 📍 Monroe County Disaster Recovery: www.monroecountyem.com 🏡 ShineGroup Is Here for You — Before, During & After the Storm Whether you're filing your first hurricane claim or navigating a rebuild, you don’t have to go through it alone. ShineGroup is more than a real estate agency — we’re part of the Florida Keys community, and we’re committed to helping you recover, rebuild, and stay resilient. 📞 Need help finding contractors, reviewing your insurance documents, or exploring relocation options? Contact ShineGroup for expert advice and local guidance — anytime, rain or shine.

Celebrating Inclusivity, Pride, and Community in Key West and Beyond. In the Florida Keys, diversity isn’t just accepted — it’s celebrated . With a long-standing tradition of welcoming people from all walks of life, the Keys (especially Key West) have earned a well-deserved reputation as one of the most LGBTQ+ friendly destinations in the United States — and an incredible place to call home. From rainbow flags waving along Duval Street to inclusive community events and thriving LGBTQ+ owned businesses, the Keys offer more than paradise views — they offer true belonging. Here’s why so many LGBTQ+ individuals, couples, and families choose to live, work, and thrive in the Florida Keys. 1. A Rich History of LGBTQ+ Pride Key West’s LGBTQ+ roots date back to the 1970s when artists, creatives, and free spirits found sanctuary in its welcoming community. Since then, the city has become a beacon of inclusivity, embracing LGBTQ+ rights, visibility, and leadership. ✨ Did you know? In 1983, Key West elected America’s first openly gay mayor, Richard A. Heyman, decades ahead of much of the nation. 2. Pride is a Year-Round Celebration Each June, Key West Pride lights up the island with a week-long celebration of love, equality, and community, featuring parades, pool parties, drag shows, and the iconic Tea Dance at La Te Da. But Pride here isn’t just a week — it’s a lifestyle. Throughout the year, you’ll find: Womenfest (September) Tropical Heat Men’s Fest (August) Key West Bear Weekend The Fantasy Fest Parade (October), one of the wildest and most inclusive celebrations in the country 🎉 These events attract thousands of LGBTQ+ visitors and residents from around the world, making it easy to connect and feel at home. 3. Thriving LGBTQ+ Owned Businesses From charming guesthouses to bustling bars and boutiques, LGBTQ+ entrepreneurship is thriving in the Keys. Local favorites include: LaTeDa – A vibrant Duval Street staple known for its chic cabaret shows & upscale dining Sacred Space Art Gallery – A creative haven celebrating diverse female artists and perspectives. Harpoon Harry's – A quirky, retro diner beloved by locals and visitors alike for its all-day breakfast and come-as-you-are vibe. Alexander’s Guesthouse  – a beloved LGBTQ+ boutique hotel 801 Bourbon Bar  – iconic drag shows and high-energy nightlife Graffitti  – queer-owned fashion and home decor on Duval ShineGroup Real Estate  – proudly supporting and serving the LGBTQ+ community with inclusive housing expertise ✨ Want to support local? Ask ShineGroup for a list of LGTBQ+ owned businesses to shop, dine, and celebrate with! 4. Inclusive Community & Resources The Keys are more than a destination — they’re a community. Local organizations provide support, advocacy, and events year-round. Organizations to know: Key West Business Guild  – the nation's oldest LGBTQ+ chamber of commerce A H Monroe  – housing, healthcare, and HIV/AIDS support PFLAG Key West  – peer support and family services Queer Keys  – youth mentorship and education resources These groups play a key role in ensuring visibility, safety, and empowerment for all LGBTQ+ residents. 5. Why LGBTQ+ Buyers Love Calling the Keys Home From cozy historic cottages in Old Town to waterfront condos and secluded retreats on Big Pine, the Keys offer a wide range of housing options in LGBTQ+ inclusive neighborhoods. Residents appreciate: The walkable, open-minded vibe of Key West Strong protections for same-sex couples and trans individuals A rich arts and culture scene with zero judgment At ShineGroup, we proudly serve LGBTQ+ buyers and sellers with sensitivity, local expertise, and a commitment to finding the right fit, no matter your lifestyle. ShineGroup Celebrates Love, Always